Financial & Insurance


Financial Policies

The doctors and staff at Calnon & Cilano, DDS, PC, are proud to offer some of the finest dental care available today.  We are pleased to provide a number of financial arrangements to make attaining this level of care possible.  As a service to our patients we offer the following payment options:

  1. Cash, Check or Money Order.  If payment is made in full at the time of service using any of these methods we are pleased to offer an adjustment of 5%.
  2. Credit Cards.  We accept both Visa and MasterCard.
  3. Extended Financing.  While we do not provide payment plans directly through the office, we do offer financing through Care Credit, which may offer interest rates as low as 0% for qualified patients.



We are committed to helping our patients maximize insurance benefits and we will gladly submit all claims to insurance companies on our patients' behalf.  Any difference between the fees charged and the insurance benefit provided is the responsibility of the patient. We are a participating provider with Excellus Blue Cross and Blue Shield, however we routinely treat patients with other insurances and will submit claims to any commercial insurance company. 

For those patients without dental insurance, payment is requested at the time of service unless other arrangements have been made.


If there are any questions regarding these policies please contact our office.